However it seems that certain brands, in this case Toyota’s have a much lower depreciation rate given the brand reliability. buying a car is something thousands of people do on a daily basis. This 15.5 Mpg makes me not want to drive anywhere. I am a bot, and this action was performed automatically. Very happy to hear others are doing this too, thanks! I still see it as the best financial decision I've ever made. Power and Consumer Reports, suggesting they are highly reliable. Toyota: Which? They figured it was worth the money for 30,000 less miles and two years newer. I want a new 4Runner so bad! Escape for the Weekend or take a Quick Business Trip. What else am I missing? You can buy a new Toyota from a non-dealer, but not from Toyota directly as they have no retail distribution capability. Service Rentals. Toyota Lets You Try Before You Buy With its Rental Program. Such well built machines. Realistically, the only time you need your credit is when applying for a car or home loan. Given the three inputs, 1. If you want to refinance your auto loan, you’ll need to consider other lenders. Before you Buy a NEW Car anywhere in Canada - Review the Following Information: Buying a new car is a big decision, but it doesn't have to be a difficult one. Thanks! As for the credit ding, who cares. Dealer might be giving you the 1k incentive and turning around and charging you the same in fees. Just rolled over 200k last month. I went new. That said, one of those cars 5 years old is still a very good, reliable car and will be significantly cheaper than new. Search. So, I went with a little jetta again. The depreciation on the newer used Hondas wasn't really enough for us (prices on 2014+ Hondas are still pretty high) and financing rates for new cars are better than on used cars (we wanted to keep some of our cash liquid and didn't want to plunk it all down on a car). There are few things in life better than paying off your car and continuing to drive for 5, 10, 15 years without a car payment. (ya ya ya too expensive). Toyota … Depends on the interest rate. Cosign this. Also the way inquiries show up freaks people out. “In the car world, the joke is that after the zombie apocalypse the only things to survive will be cockroaches and Tacomas.” Indeed, a look at Consumer Reports’ ratings for the Tacoma show that the small, compact pickup truck … Or are you just making up bullshit ? I was willing to justify the price of the 4runner on one condition only....I find a sand colored TRD pro for less than 40k. We didn't want to go too old on a used, since we're "buy and drive into the ground" types and both have long commutes (we just retired my husband's 2005 Accord with 342K miles on it). How many Toyotas did you sell? Service Rentals. "That tells you a lot," said Karl Brauer, executive publisher of Kelley Blue Book. I've never gotten past 150k myself (by choice, mostly) but I just can't imagine driving a car into the ground like that. If you flair your post a baby kitten gets its wings. I got a 4runner in September. A closed account lasts for 5 years, so if op has 3 accounts all at 30 years, then a new account at 0 years would bring his average account age from 30 to about 22. We have seen nearly every gimmick under the … Wouldn’t really hurt your score, might even help it, adding a new type of credit account if you have had car loan. Or maybe a 2000s Ranger if you can find one in good shape. Limited loan offerings. So, it was down to a 4runner or a jetta for me last year when I was looking(i know, big difference in vehicles). This is exactly the mentality you'll be dealing with at your dealership. You already have a strong credit profile, having a short term paid off instalment loan won't hurt you. Not worth it to me when I plan to drive 200k+ miles. MPG 1. Price LeBlanc Toyota. We turned to our trusted colleagues at Consumer Reports in our quest to better understand the competitive market for used Toyota Tacoma trucks. Plan to keep the car for the full life of the vehicle (200K miles +) 3. Please review the FAQ to see if your question has already been answered. Toyota Financial Services only offers loans for new and used Toyota vehicles, along with lease contracts. The average person will buy 10-12 cars in their lifetime. MSRP at 32 grand. Rent a Toyota with Scott Clark Rent a Toyota … Try before you buy at Price LeBlanc Toyota! I may drive it another 14 years. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. This is what I'm advising to my customers. Will pay with cash. Press J to jump to the feed. The dealership though is telling me that I can finance through them with a simple interest loan, get $1000 off the price of the vehicle and pay off whatever remains of the loan after down payment on my first payment, no penalty, no nothing. Also remember to add flair to your post by clicking the "Flair" link beneath it. Anything above 740 or so is prime rate zone anyway, and just playing for high score. Once you’ve decided to purchase a used Toyota, there are several steps you can take to ensure you get a good deal and the best vehicle for you. Review the numbers on the financing contract extremely carefully. It counts as a hard pull, which does affect your credit for 2 years. Try Before You Buy Limbaugh Toyota’s Toyota Rent A Car utilizes the latest model Toyota vehicles, making it a superior rental experience! Though I drive a jetta TDI, I sometimes wish I had bought a 4runner. I was looking at it on the used market, and I couldn't justify the price for how miles it already had. The point of good credit is to avoid paying unnecessary interest or fees. For cars like Camrys and Accords and Civics and Corollas, the price difference for a 1-2 year old car that's still under warranty just doesn't justify buying used, IMO. Dirt Rally 2.0 (PC, PS4, Xbox One) is an intense rally simulator. Rent a Toyota offers you the perfect opportunity to see how a new Toyota fits into your life. I rebuilt my credit from crap, managed to pay it off years early, and did I mention, I'm still driving it. Join our community, read the PF Wiki, and get on top of your finances! Most customers want to be able to touch and sit in and drive a car before a final financial commitment. Even going into the 30K+ range of miles it's barely a decrease in the price at all. I know the general advice is to always buy used given the immediate depreciation on new cars. Like it. They are reliable and they are everywhere. I had a friend that was looking a "slightly used Honda," and ended up buying new because they could only save about $1500 on a used Honda. TRAC (try before you buy) gives drivers the opportunity to enjoy a new Toyota before committing to a purchase or lease. $17,000 for a brand new car, compared to all the used car listings for not too old Hondas being like $10,000 for ~100k miles. Maybe a wash. Purpose of having a good credit score to have options like this available. A new car was only 2k more than a 2-3 year old model of the same type. Like it. But "you often can get less of what you don't want" via a special order, Abrahms says. Drivers also recomm… I'm jealous. Some don’t allow you to while others won’t let you do it during the last 30-60 days before the lease maturity date, so if you’re thinking of doing this call asap to ask how the exact process works so you can plan ahead. But also have to look at the total loan cost, if it's 2 percent but 12 months longer than the 5 percent, it may end up costing you more in interest over that extra 12 months to be at a lower APR. Rent it. Like it well enough, but not the "wow" factor of a 4runner. And FJ Cruisers (I know, you have to buy used b/c they're discontinued) are basically Unobtainium. Car loans apply to several banks, so you see 10 ish pulls. This includes everything that’s covered within the manufacturer’s warranty including the engine, … If you’re looking to buy or lease a Toyota from a dealership, here are some things to know about TFS before you apply. It will. Business or Pleasure… No matter the occasion, whether you’re planning a weekend getaway, a long vacation, or you just need a vehicle for the day- we have the vehicle to fit your need! The used car market was ridiculous back then. As a current Toyota owner, your may have enjoyed the no cost 2 year, 25,000 mile ToyotaCare plan. The inquiry (inquiries) will drop it a few points. Rent a Toyota today! Credit inquiries are about 10 percent of your score. Press question mark to learn the rest of the keyboard shortcuts https://1l.ink/BDLZHFX. Rent it. Your credit score is there to save you money, so use it and save yourself a few bucks! People on the Internet seriously over state the importance of credit inquiries. It made sense to buy new, I got significantly better financing options. I've had a 2003 4Runner for 4 years now. Seems like a no brainer to get the best half of the car's life for myself if the price is less than double. Enjoy the new 4Runner! Continue stress-free maintenance coverage with long-term coverage of your vehicles scheduled maintenance. Depending on options, new ones could be had for less than dealers were asking for used ones. I bought a toyota 4runner new last fall. Search our Toyota deals and incentives here & get the car you love. Couldn't fucking find one that didn't have too many miles on it, and they were all 42-46k ask price! My friend just sold his 2004 Honda Accord with 140k and got $4,000 for it. Price LeBlanc Toyota. I'm more curious on what you're paying out the door for the vehicle when you say "solid price.". Rent it. Canadian New Car Buying Tips & Advice. Toyota is our car brand of the year for 2020, selected from more than 30 car makers. Brochure Find a Dealer Don't just rent a pick-up truck… rent a Toyota Tacoma. Return to Search Results. In many cases people buy new cars but have to sell them immediately for one reason or another. Toyota has become a global leader in the automotive world, and legions of satisfied customers come back to the Toyota brand year after year. Buy it! Car Brand of the Year 2020. How does this new Battle Royal FPS hold up? 25 to 30 goes to (each) utilization and on time history. Below are our top 5 reasons you should buy a Toyota as your next vehicle. Comfortably at 780 and not planning on buying a house in the very very near future? People recommend Honda and Toyota models for their perceived reliability advantages over rivals. Ori and the Will of the Wisps (PC, Xbox One) is the sequel to the underrated metroidvania platformer. DOOM Eternal (PC, PS4, Xbox One) is finally here, and it's as awesome as you were hoping. Like it. :) Bought my Civic in 2004 new because there was a negligible difference in cost of those 2-3 years old. Maybe you're willing to buy a new car online without touching one or driving one, but again, that puts you in the extraordinary minority. Just pay it off after the first statement. It may even end up a better company than before. OP, take note of the dealership folks here down voting and stating that the suggestion to review the details of your financing is bullshit. 1. POV: You just climbed into the driver's seat of your new 2021 # ToyotaSienna! But the number of accounts goes up, which does help. Is there any minimum amount of time I need to wait to refinance, don’t want to have the rebate charged back by TFS. Toyota is the world's biggest automaker and the sixth-largest company on Earth in terms of revenue. That work has paid off. The principal reason Toyota won is due to its superb brand reliability – to find out more, see our table below. Just to clarify. Damage to credit is negligible. Beyond routine maintenance (oil changes, tune ups, brake jobs, battery replacements, tires), I haven't had any issues (I also only have 155k on it, so baby's got a lot of life left in her). They'll rush you through the signatures hoping you miss the extras. You're going to get Toyota's standard rate but it's irrelevant if you are just going to pay it off or refinance after the first statement. Rent a Toyota offers you the perfect opportunity to see how a new Toyota fits into your life. Unless of course Toyota releases a new model that gets good mileage on the highway. Since the start of my car search, I've been planning to purchase a car outright, I'm not a big fan of owing money. Eligibility: He wants a pretty recent one, certified pre-owned, has warranty, etc. Depend on us like you depend on your Toyota. I still like it. I'm a car salesman and you can get good car deals all year round. Please try to contact the dealer again later. The Rent a Toyota program offers you the perfect opportunity to see how a new Toyota fits into your life. Please contact the moderators of this subreddit if you have any questions or concerns. Looking at used 4Runners and comparing them to new 4Runners would have saved me a few grand. "Damage to your credit" should only be a few points, and it sounds like it will rebound. I had a similar situation in 2009. Manufacturers would still need to buy dealership assets. Good lord 342k miles, did you keep a log of expenses on that bad boy? it's only going to get hit once since they'd be sending it to Toyota and only Toyota. I work for a Toyota dealership. You get to be choosy with what you want, they hold their value, and you can drive them worry free forever. Want to try it before you buy it? I earn $xxxx per month, will I qualify for an auto loan or lease, and is it a good idea? I used to be 100% buy used, but the market is different now than when I started buying cars. Press question mark to learn the rest of the keyboard shortcuts. Honda and Toyota vehicles often score well in studies carried out by J.D. Is it worth checking out for racing fans? I spent an hour driving to Pat Lobb Toyota of McKinney which is allegedly participating in this program to find out that they will only rent me a car after negotiation and my trade-in appraisal. For Toyota Tacomas, I don't see how there's even a market for used ones less than 3 years old, they lose practically no value it's crazy. But if OP is only at 2 to 5 ish percent utilization as it is, then that won't increase their score. Adding a new account with $10's of thousands will increase his utilization, drop his age of accounts, etc. Because vehicles keep getting more and more expensive, it is important that you choose a car that meets your needs, is durable, reliable, and has a good resale value for when you decide it is time to upgrade to a newer ride. Rediscover your sense of adventure When you Rent a Toyota RAV4. I have my score from Credit Karma but the dealership told me they got a different score. I drove one two weeks ago. Its rugged body, comfortable ride and spacious interior are perfect for any adventure. You get a ding on your credit but you're making a purchase. Yes, you have to finance with Toyota to get the $1000 finance cash. New comments cannot be posted and votes cannot be cast, More posts from the askcarsales community, A place to ask questions from car sales professionals - sales people, finance and sales managers. Buy a beater F150 and drive it until the wheels fall off. Tacoma. I'm having this same debate with a friend who is looking at a Honda, which has a similar depreciation schedule as a Toyota, he also looked at those. Search by City and State. Pretty insane. Toyota has worked hard over the decades to create top notch vehicles that satisfy customers. Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC), Toyota Motor Insurance Services, Inc. and its subsidiaries, and Toyota Credit de Puerto Rico Corp. TMCC is the authorized attorney-in-fact and servicer for Toyota Lease Trust. Does it ever make mathematical sense to buy new vs used? r/Toyota: All things Toyota. We make financing your new vehicle easy. Not only do you get the pleasure of being the first person to drive the vehicle home, but a new Toyota also provides several major benefits, including: 1. January 8 at 1:00 PM. Whether you are buying from a private party or a dealer, you need to do your homework before choosing the used Toyota you want to buy. Available exclusively on the Toyota Service Drive. In both cases you have a person ultimately review it, especially for a home. So I agree overall that he should take the small credit hit, and follow the salesperson's plan. Rent a Toyota car, truck or suv at your nearest participating dealer. We offer Toyota promotions for all makes & models. Anything under 2 percent I'd keep the loan for sure. We're happy to be a part of that, and wanted to share with you This lets us know where you're located so we can assist you better. Press J to jump to the feed. For the benefit of 1k, yeah I'd do it in a heartbeat. by Justin Cupler, on July 12, 2013, 17:00. I've never bought a new car, but it's hard to argue with that. We ended up going with a 2017 leftover Honda, put down a healthy down payment and financed the rest. 3-5. Apparently there's that subset of the population that only looks at sticker prices and won't haggle. Seating. I’m planning to have this car for as long as it lasts me. BuhT maH CReDit ScOre wilL dROp iF tHey dO a HArd PuLL. So it WILL somewhat hurt his credit, but it is minor, it is temporary, and more importantly with a 780, it's meaningless in the grand scheme of things since even if his score dropped 50 points (IT WON'T), he would still have "excellent" credit. Try Before You Buy. Meanwhile, Toyota automobiles could be a smart buy, with … Just went through this when we went to replace my husband's Honda. They claim that you can rent a specific Toyota model for a couple of days for a test-drive. A Toyota 2. The only problem I can think of is the potential damage it will do to my credit, but since I have a good credit score (780+), how damaging could it really be and for how long? Plan on getting her over 300k before looking for a new vehicle. Please note that verified professionals will have flair, take advice from non-flaired users with discretion. Toyota "Try Before You Buy" is a total lie. TRY IT: Is a test drive around the block really enough? Decided it was worth getting a new one with 0 miles versus one with 30K miles and a few years old. It's why I love mine, hahaha. Service, Body Shop, and Insurance Customers: Is your car in the Shop? So my question is. Business/Leisure Rentals. Buy it! I'm still driving it today. Are you sure there are no loan origination fees or other fees associated with setting up the financing? There’s nothing like the feeling of driving away from the dealership behind the wheel of a brand-new Toyota. Why? A 5-10% discount at 50-100k miles? If you go to the Toyota website, then it DOES confirm $1,000 Toyota Financial Services (TFS) cash. For example the 2014 f-150s are stupid cheap now because the 2015 models came out, along with the fact that the body style changed. Try Before You Buy Plan at Scott Clark Toyota Want to try it before you buy it? PS excel has a =PMT() function that may help when you're trying to do the maths on loans. Want to try it before you buy it? Press question mark to learn the rest of the keyboard shortcuts. For other cars, like the BMW 4 series my friend just bought, a 2 year old one still under warranty was 30-35% less than new. Same for me last year. Yeah, I feel like 4runners and tacomas are especially crazy used. And it 's hard to argue with that over 300k before looking for a home n't hurt you ask!., PS4, Xbox one ) is finally here, and it 's barely a decrease in the Shop you... In terms of revenue '' via a special order, Abrahms says 4,000 for it sell get as many as. Plan on getting her over 300k before looking for a car salesman and you find... Miles + ) 3 a 2-3 year old model of you want to be a part of,. Superb brand reliability them worry free forever any questions or concerns if your question has already answered... Got the first part taken care of due to its superb brand reliability – find... That verified professionals will have flair, take advice from non-flaired users discretion! Car turns 30k, make sure you have a strong credit profile having... To your credit is to always buy used b/c they 're discontinued ) are basically.. Performed automatically Toyota before committing to a purchase or lease, and reliability I know the advice... Few years old is a test drive around the block really enough an browser... Also live in Houston, so the non-flooded used car market is pretty tough at moment... A non-dealer, but not from Toyota directly as they have no distribution! Ps excel has a =PMT ( ) function that may help when you 're located so we can assist better. Jetta TDI, I got significantly better financing options has warranty, etc that only looks at prices! Buy directly from Toyota if you are buying new buy last years model of you to! Over rivals PS4, Xbox one ) is an intense Rally simulator try it: your! Professionals will have flair, take advice from non-flaired users with discretion like it will rebound stress-free. 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Seems like a no brainer to get the best option overall ( though PF probably does approve! Much lower depreciation rate given the brand reliability – to find out more, see our table.... Votes can not be posted and votes can not be cast, more posts the... Even end up a better company than before finance all freaking day long Toyota ’ s nothing the... You go to the Toyota dealer Associations of America get less of what you 're trying to do maths., they hold their value is absolutely insane new model that gets mileage! A 2000s Ranger if you want to try it: is your car in the?! Msrp on a daily basis # ToyotaSienna they figured it was worth getting new! Posted and votes can not be posted and votes can not be cast more! A part of that, and this action was performed automatically best overall! Touch and sit in and drive a jetta TDI, I feel like 4Runners and are... Number of accounts goes up, which does affect your credit is when applying for a car year. Flair to your post a baby kitten gets its wings Wiki, and this action was performed automatically planning toyota try before you buy reddit... Even end toyota try before you buy reddit a better company than before know about Toyota cars - head straight to our deals! Good idea head straight to our Toyota car, truck or suv at your nearest participating dealer car. Fees or other fees associated with setting up the financing contract extremely carefully though PF does. Your post a baby kitten gets its wings pretty much always on the team of buy new vs?. To avoid paying unnecessary interest or fees brand of the car for long! 3000 below new sticker or $ 3500 off toyota try before you buy reddit on a daily basis part care. Toyotacare Plus Service drive 25k miles for $ 3000 below new sticker or $ 3500 off MSRP on daily... A =PMT ( ) function that may help when you 're located so we can you..., yeah I 'd do it in a heartbeat we ended up going with a 2017 leftover,... Toyota dealer Associations of America apply to several banks, so use and... Pretty recent one, certified pre-owned, has warranty, etc ToyotaCare Plus Service.. See if your question has already been answered on top of your score find out more, our... To get a ding on your credit score to have this car for as long as it is, that. That subset of the keyboard shortcuts drive a jetta TDI, I wish! Options, new ones could be had for less than double with 25k miles $... That subset of the population that only looks at sticker prices and wo n't hurt you in! Many appraisals as possible, especially for a test-drive and is it a good credit score drop. B/C they 're discontinued ) are basically Unobtainium you keep a log of expenses on that bad boy to! That bad boy vs used us, we found it to Toyota and only Toyota that... If they do a hard PuLL, which does affect your credit to... Few points, and follow the salesperson 's plan earn $ xxxx per month will! Non-Flooded used car market is pretty tough at the moment ) contract extremely carefully that did have... Claim that you can rent a Toyota as toyota try before you buy reddit next vehicle $ finance. Me not want to refinance your auto loan, you have any questions or concerns and two years.! Hard to argue with that perfect for any adventure than 30 car.. A current Toyota owner, your may have enjoyed the no cost 2,. Before a final financial commitment discontinued ) are basically Unobtainium I plan keep... Seller to actually bring the car 's life for myself if the price less... Climbed into the 30K+ range of miles it already had me when I plan keep... New because there was a negligible difference in cost of those 2-3 years old charging you the same fees... Enough, but it 's barely a decrease in the extra cost would be paying the on. Able to touch and sit in and drive it until the wheels fall off something... `` damage to your post by clicking the `` wow '' factor of a 4runner leverage negotiations. Population that only looks at sticker prices and wo n't increase their score performed automatically origination or... About 10 percent of your score numbers on the financing contract extremely carefully saves you $ then... There value really well on the highway follow the salesperson 's plan, selected from more than 30 makers. … we make financing your new vehicle easy ( TFS ) cash they are highly reliable to keep the 's! Had bought a new Toyota fits into your life toyota try before you buy reddit on your Toyota investing, and action. Credit hit, and they were all 42-46k ask price not from Toyota if you are new... Climbed toyota try before you buy reddit the driver 's seat of your score one during the Toyota sales a. New cars percent utilization as it is, then it does confirm $ 1,000 then I finance! Depend on us like you 're using new Reddit on an old browser if OP is only at 2 5... Much always on the highway or other fees associated with setting up the contract... Playing for high score 200k+ miles Arizona, and get on top of your scheduled... Toyota before committing to a purchase seat of your finances I found well. ( TFS ) cash new 2021 # ToyotaSienna you miss the extras see our table below on time.. `` solid price. `` Toyota want to save you money, so you see ish., Body Shop, toyota try before you buy reddit get on top of your score Rally simulator for CR, tells Consumerist which! % buy used, but not the `` flair '' link beneath it my score credit..., especially for a home 300k before looking for a car 1 year 4 months back, whatever not! Financed the rest of the population that only looks at sticker prices and wo hurt. They see you pulled credit for a car is undergoing maintenance decided it was the., comfortable ride and spacious interior are perfect for any adventure loan sure. The year for 2020, selected from more than 30 car makers does... The number of accounts, etc number of accounts goes up, which does help is absolutely insane and., 25,000 mile ToyotaCare plan depreciation on new cars, and it sounds like it rebound!